Image courtesy of Free Photoshop
The owner of this website, Sarah, is a mighty creative designer, if I may say so. She also runs a commercial website offering Photoshop brushes but on this website, her designs are totally free.
I have read through the terms of use and they are all available for personal use only. If you would like to use them on commercial projects, you have to buy a commercial license. If you are a scrapbooker and plan to use her designs on your scrapbooking kits to resell, you will have a purchase a scrapbooking reseller license or something like that. Still, they are free for personal use!
You know, I have checked out a lot of such websites that offer free Photoshop design packs and even to use them, you need some creativity! As for me, I like the designs but I don’t even know how to use them. Haha!